Be Empowered

Nearly 90% of Americans say they do not have any form of legal insurance and 60%, of all small businesses have experienced significant legal events in the past two years. Read More

Thrive in Health

Studies show that 28% of workers said they would feel more satisfied and more loyal to their employer if offered more options to improve their health and lifestyle.  Read More 2013


Financial Prosperity

Approximately 26% of adults have no savings set aside for emergencies, while another 36% have yet to start socking away money for retirement.  Read More 5/18/16

We are here to help you provide the best benefit resources for your employees. Your time is valuable so within 20 minutes:

  • ​Learn about employee benefit options that include financial independence, healthcare coverage, legal help and identity theft protection
  • Ala Carte selections for you to choose from
  • Experience reduced absenteeism, higher productivity and increase your bottom line! 
  • We also provide affordable packages for the solo (1099) business owner.

Our goal is simple: To provide a one-stop shop to help employers and business owners create robust and affordable benefits package for their employees.

Kalie Hawley, Financial Benefits Consultant with NPCOA. As a third generation financial planner in my family’s independent wealth management company, I have grown up immersed in the financial world. ​ learn more

A Happy Employee is a Productive Employee = a Valuable Employee!

Call for an appointment  727-265-1956

Welcome to Ladies With Benefits!

Gaby Harris, Recognises that many Americans are priced out of quality legal access, and am committed to educating and informing people of this valuable resource. learn more


All information herein has been prepared solely for informational purposes, and is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy. 

Thrive and Empower Benefits are offered by Doris Youngman and Gaby Harris and are conducted independent of JWC/JWCA. Accordingly, JWC/JWCA assumes no responsibility for any advice or services provided to you by these individuals. You are solely responsible for conducting your own due diligence. Please consult with your representative to confirm on which company's behalf services are begin provided.


Securities offered through J.W. Cole Financial, Inc. (JWC) Member FINR​A/SIPC, Advisory services offered through J.W. Cole Advisors, Inc. (JWCA). Registered Representatives of JWC may transact securities business in a particular state only if first registered, excluded or exempted from Broker-Dealer, agent or Investment Adviser Representative requirements. In addition, follow-up conversations or meetings with individuals in a particular state that involve either the effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made absent compliance with state Broker-Dealer, agent or Investment Adviser Representative registration requirements, or an applicable exemption or exclusion. Ladies With Benefits and JWC/JWCA are unaffiliated entities.

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Check the background of this investment professional on FINRA's BrokerCheck

Doris Youngman, My personal joy is to take the fear and dread out of purchasing health and supplemental health insurance products for individuals and families. learn more

The Ladies